1. Binding Purchase Obligation

• By purchasing any program, coaching service, consulting service, summit, bootcamp, live event, digital product, membership, or other product or service offered by Blazar Group, LLC d/b/a Capital Connections, Brad Blazar, or any affiliated brand or entity ("Company"), Client acknowledges and agrees that the purchase constitutes a legally binding financial obligation.

• Client is responsible for the full purchase price of the product or service selected at the time of enrollment or registration, subject only to any express written refund guarantee specifically provided by Company.

• A Client's failure to participate, attend, use, complete, access, schedule, or take advantage of the purchased product or service does not cancel, reduce, or eliminate Client's financial obligation.

2. Coaching, Consulting and Advisory Services

• Except where Company has expressly provided a written guarantee or refund period applicable to a specific program, all sales of coaching, consulting, advisory, mentoring, educational, and professional services are final.

• If Company offers an initial thirty (30) day money-back guarantee for a particular program, that guarantee applies only according to the specific terms communicated at the time of enrollment. Upon expiration of the applicable guarantee period, if any, all payments are final and non-refundable.

• Client acknowledges that dissatisfaction, failure to implement recommendations, lack of results, change in financial circumstances, scheduling conflicts, personal circumstances, change of mind, or failure to participate in the Program do not create a right to a refund or cancellation of the remaining financial obligation.

• Company provides access to its expertise, time, coaching, consulting, education, resources, and services. Company does not guarantee any specific financial, business, investment, fundraising, or other result.

3. Payment Plans Are Not Subscriptions

• When Company offers a payment plan, the payment plan is provided solely as a convenience to Client.

• A payment plan is not a subscription, monthly membership, pay-as-you-go arrangement, or agreement that may be canceled simply by discontinuing participation.

• Client understands and agrees that enrollment constitutes a commitment to pay the entire purchase price. The total amount owed is not dependent upon Client's continued participation, attendance, use of the services, or satisfaction with the services.

• If Client elects to pay in installments, Client remains legally responsible for the entire unpaid balance of the purchase.

4. Authorization for Scheduled Payments

• Client authorizes Company and its authorized payment processors to charge the credit card, debit card, bank account, or other payment method provided by Client for:

  
  

  • The initial purchase;

  • All scheduled installment payments;

  • Any remaining unpaid balance due under an applicable payment agreement;

  • Authorized late fees or collection-related charges where permitted by applicable law; and

  • Reattempts of previously authorized scheduled payments that are declined or unsuccessful.

• Client agrees to maintain a valid payment method for the duration of any payment plan or financial obligation.

• Client's cancellation of participation, failure to attend, failure to use the services, or revocation of access to a previously authorized payment method does not extinguish Client's underlying contractual obligation to pay amounts properly owed under this Agreement.

5. SUMMITS, BOOTCAMPS AND LIVE EVENTS — NO REFUND POLICY

• ALL SALES OF TICKETS, REGISTRATIONS, PASSES, AND ADMISSIONS FOR SUMMITS, BOOTCAMPS, CONFERENCES, LIVE EVENTS, MASTERMINDS, WORKSHOPS, AND OTHER IN-PERSON OR VIRTUAL EVENTS ARE FINAL.

• EVENT REGISTRATIONS ARE NON-REFUNDABLE.

• Once a ticket or event registration has been purchased, Client is financially responsible for the full purchase price regardless of whether Client attends the event.

• A Client's inability, refusal, or decision not to attend an event for any reason—including scheduling conflicts, travel issues, illness, business obligations, personal circumstances, change of mind, or any other reason—does not entitle Client to a cash refund.

6. EVENT NON-ATTENDANCE AND FUTURE EVENT CREDIT

• If Client purchases a ticket or registration for an eligible Company summit, bootcamp, or event and elects not to attend, Client will not receive a refund.

• At Company's discretion and subject to availability and the terms applicable to the event, Client may receive a credit equal to the amount actually paid toward the registration fee for a future Company-sponsored event.

• Any event credit:

  
  

  • Is not redeemable for cash;

  • Is not transferable without Company's prior written consent;

  • May only be applied toward an eligible future event designated or approved by Company;

  • May not be combined with other discounts or promotional offers unless Company expressly permits it;

  • Does not include reimbursement for airfare, hotels, meals, transportation, or other third-party expenses;

  • Must be used within twelve (12) months of the original event date unless otherwise approved by Company in writing; and

  • Is subject to the availability, pricing, format, and terms of the future event.

• Company reserves the right to modify the event format, location, speakers, agenda, schedule, or venue when reasonably necessary.

7. Event Completion Constitutes Performance

• Client acknowledges that Company's obligation with respect to an event is to provide the purchased event registration and access or admission opportunity in accordance with the applicable event terms.

• If the event takes place and Client has been provided the opportunity to attend or participate, Company has substantially performed its obligations with respect to the event registration.

• Client's voluntary failure or decision not to attend does not constitute non-delivery of services and does not create a right to a refund.

8. Chargebacks and Payment Disputes

• Client agrees to contact Company directly and make a good-faith effort to resolve any billing concern, service issue, or dispute before initiating a chargeback or payment dispute with a financial institution or payment processor.

• Nothing in these Terms is intended to limit any rights Client may have under applicable law or under the rules of Client's financial institution or payment network.

• However, Client acknowledges and agrees that initiating a chargeback, payment dispute, or reversal does not automatically cancel or extinguish any valid contractual payment obligation owed to Company.

• If Client initiates a chargeback or payment dispute for a transaction that Company reasonably believes was properly authorized and provided in accordance with these Terms, Company reserves the right to provide all relevant documentation to the applicable financial institution, payment processor, or card network, including but not limited to:

  
  

  • Proof of purchase and payment authorization;

  • Accepted Terms and Conditions;

  • Refund and cancellation policies;

  • Enrollment records;

  • Event registration records;

  • Communications with Client;

  • Proof of access to products or services;

  • Proof of event scheduling and completion;

  • Attendance or participation records, where applicable; and

  • Any other documentation supporting the validity of the transaction.

9. Fraudulent or Improper Chargebacks

• Client acknowledges that a chargeback is not a substitute for a contractual cancellation right and may not be used to avoid payment for products or services that were properly purchased, authorized, made available, or provided.

• If a chargeback or payment reversal is initiated and Company determines that Client continues to owe a valid contractual balance, Company reserves all rights and remedies available under applicable law to recover the unpaid amount.

• Such remedies may include, where legally permitted:

  
  

  • Direct collection efforts;

  • Invoicing Client for the outstanding balance;

  • Referral to a collection agency;

  • Recovery of reasonable collection costs;

  • Arbitration or legal proceedings; and

  • Recovery of attorneys' fees and costs where authorized by contract or applicable law.

• Company's decision not to immediately pursue collection or legal remedies shall not constitute a waiver of any rights.

10. No Automatic Rebilling Following Chargeback

• In the event of a chargeback or payment dispute, Company reserves the right to pursue collection of any outstanding contractual obligation through lawful and commercially reasonable means.

• Company may invoice Client for amounts properly owed and may seek payment through an alternative authorized payment method.

• Company will comply with applicable payment processor and card network rules regarding any attempted rebilling or subsequent payment processing.

11. Collections and Costs of Recovery

• To the extent permitted by applicable law, Client agrees that if Client defaults on a valid payment obligation, Company may pursue reasonable efforts to recover the outstanding balance.

• Client may be responsible for reasonable costs incurred in collecting amounts lawfully owed, including collection agency fees, attorneys' fees, court costs, arbitration fees, and other reasonable costs of recovery, where permitted by applicable law and awarded or otherwise legally recoverable.

12. No Waiver

• Company's decision to provide accommodations, extensions, credits, rescheduling opportunities, or other exceptions to any Client does not create a continuing obligation to provide the same accommodation to Client or any other customer in the future.

• Any refund, credit, cancellation, or exception granted by Company is made solely at Company's discretion unless otherwise required by applicable law or expressly guaranteed in writing.

13. Acknowledgment of Terms

• By completing a purchase, submitting payment information, electronically accepting these Terms, signing an agreement, checking an acceptance box, enrolling in a program, or attending an event, Client acknowledges that Client has had the opportunity to review these Terms and agrees to be legally bound by them.

• Client specifically acknowledges and agrees that:

  
  

  • Payment plans represent a commitment to pay the full purchase price;

  • Failure to participate does not eliminate the payment obligation;

  • Coaching and consulting services are non-refundable except as expressly stated in a written guarantee;

  • Summit, bootcamp, and event registrations are non-refundable;

  • Choosing not to attend an event does not create a right to a refund;

  • An eligible non-attending event participant may receive a credit toward a future event as determined by Company;

  • A payment dispute or chargeback does not automatically eliminate a valid underlying contractual obligation; and

  • Company reserves the right to pursue lawful remedies for unpaid balances.